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Payment Model


Hybrid financial arrangement provides the best features of insuring and self-funding: Member employers pay fixed funding rates to the WSHG (predictable monthly costs) and WSHG pays expenses (lowest cost arrangement over time).

Pooled risk arrangement: all employers have same rates regardless of actual claims experience. Exceptions may be made in case of new member employers if risk of new member’s covered population is significantly different from that of the WSHG aggregate risk experience.

Comparison Charts & Rates